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  • Product offerings may differ among geographic locations. By selecting your state of residence, you'll be shown the specific terms and rates that will apply to your new account.

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    Banking Products

    It’s your financial journey, and we want to make sure you enjoy the ride. With Citibank, we’re on a mission to help you reach your goals, keeping you on track and on schedule…whatever your destination may be.

    Checking Accounts

    Right for you if:

    • You want preferred pricing for loans, mortgages and lines of credit
    • You want options to avoid monthly service fees while getting full service banking
    • You need a simple account that makes it easy to get your direct deposits and to pay your bills online
    • You want to be rewarded for your eligible banking relationship Footnote 1
    • You want flexibility in how you bank: online, mobile, text, phone, ATM or bank branch

    A personal checking account is just that: personal. We've even made picking the right one less of a personal pain.

    Savings Accounts

    Right for you if:

    • You're planning for the future
    • You want to earn interest
    • You can start with a minimum $100 opening deposit

    Saving big doesn't have to be a big hassle. We'll help keep you on track...and make your goals more reachable than ever.

    Common Questions

    Banking Services

    Certificates of Deposit

    Right for you if:

    • You want a guaranteed interest rate
    • You want to select your term
    • You are looking for a safe savings option

    You've got to love a sure thing. Like a guaranteed and competitive interest rate, with a wide range of terms.

    IRAs & Rollovers


    • Savings options for retirement
    • Special tax benefits
    • No annual fee

    IRAs are a way to save for retirement and have tax benefits.

    Or, call us at 1-800-374-9700 (TTY 1-800-788-0002) to open an account or learn more.

    You are viewing Rates and Terms & Conditions applicable to a state other than where you live. These Rates and Terms & Conditions may differ from those applicable to your state of residence and will not apply to new accounts you open online. When you open your new account online, Rates and Terms & Conditions will be determined by your state of residence.

    Select Continue to proceed or choose Cancel to modify your selection.

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    If you need assistance from a Citi representative, contact us via chat or phone