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  • Product offerings may differ among geographic locations. By selecting your state of residence, you'll be shown the specific terms and rates that will apply to your new account.

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    Sign On and Make a Transfer

    What You Get

    Inter-Institution Transfers is a free service that lets you make one-time or recurring online transfers between your Citibank accounts and your accounts at other banks, brokerages and credit unions in the US.Footnote 1

    Easily make transfers between your Citibank checking, savings or money market account AND your checking, money market or investment account at another institution.

    You can even use Inter-Institution Transfers to move money from your accounts at other financial firms directly into your high-interest Citibank savings account.

    How It Works

    Using Inter-Institution Transfers from Citibank is easy. You can:

    • Make one-time and recurring transfers, sent using either the Standard or Next Day delivery service

      Standard service funds are credited to your account within 3 business days, as long as you initiate the transfer by 1 a.m. ET on any business day.

      Next Day service funds are credited to your account on the next business day, as long as you initiate the transfer by 3 p.m. ET.

    • Make a transfer simply by setting up your non-Citi account by providing the account number and the ABA number

      An ABA number—or routing number—is a 9–digit number assigned to the bank by the American Bankers Association (ABA) and used for routing transfers and other transactions. Think of it as the bank's address.

    • See the chart for the amounts you can transfer
    Standard Service Next-Day Service
    Incoming to Citibank
    Daily $100,000 $1,000
    30 day rolling calendar period $100,000 $2,500
    Outgoing to External Accounts
    Daily $10,000 $1,000
    30 day rolling calendar period $15,000 $2,500

    Works With These Products

    You are viewing Rates and Terms & Conditions applicable to a state other than where you live. These Rates and Terms & Conditions may differ from those applicable to your state of residence and will not apply to new accounts you open online. When you open your new account online, Rates and Terms & Conditions will be determined by your state of residence.

    Select Continue to proceed or choose Cancel to modify your selection.

    Share Your Screen With A Phone Representative

    During your call, you may be asked to share your screen for a faster, more efficient experience. If you agree, the phone representative you're speaking with will give you a Service Code to enter below.

    If you need assistance from a Citi representative, contact us via chat or phone